Workers’ Compensation is an insurance program that pays medical and disability benefits for work-related injuries and diseases. It is a “no fault” system which means that it covers employees for loss of salary and medical benefits for an injury or illness while they were at work, and does not matter if they or the employer were negligent.
The benefits which will be payable depend on the nature and severity of the injury but may include medical expenses and disability payments. The latter depend on state law and also the policy of the individual employer. You should receive a percentage of your salary or wage while you are off work.
Those employees who have Workers’ Compensation, however, cannot claim damages for pain and suffering, nor can they sue their employer for negligence. The advantage of Workers’ Compensation is that there is no need to wait to file a lawsuit but the benefits can be significantly less if the employer was indeed negligent and the accident or injury is severe.
To learn more about your rights and potential compensation after a work-related accident, please call the Cumberland work accident attorneys of Dolina Hobbs, LLC, at (301) 739-1013 or contact us online today.